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Cash Flows
Report
Basement/Secondary Suite Comparison Calculator
Conditions & Assumptions
$1.00
Time Horizon (40 Years max)
Annual Inflation Rate
Marginal Tax Rate
Property Value Annual Growth Rate
Country
USA
Canada
Annual Rental Increases
$1.00
House Without Suite
House With Suite
1
Property Information
Property Information
$1.00
Current Property Value
Current Property Value
Down Payment/Current Equity
Down Payment/Current Equity
Financing Level %
Financing Level %
Mortgage Insurance Fees
Mortgage Insurance Fees
Finance Mortgage Insurance Fees
Yes
No
Yes
Finance Mortgage Insurance Fees
Yes
No
No
1
Suite Sq Ft % of Total Sq Ft
Monthly Rental Income
Bad Debt Costs %
Vacancy (Lost Rent) Cost %
Annual Insurance Costs
Annual Insurance Costs
Annual Property Taxes
Annual Property Taxes
Annual Utilities
Annual Utilities
Annual Maintenance
Annual Maintenance
Annual Other Costs
Annual Other Costs
1
Mortgage Details
Mortgage Details
$1.00
Mortgage Balance
Fixe
d Rate
Mortgage Balance
Interest Rate Type
Fixed Rate
Variable Rate
Vari
able Rate
Interest Rate Type
Interest Rate
Interest Rate
Amortization (40 Years max)
Amortization (yrs)
Payments per Year
Monthly (12)
Semi-Monthly (24)
Bi-Weekly (26)
Accelerated Bi-Weekly (26)
Weekly (52)
Payments per Year
Payments in Mortgage
Payments in Mortgage
Payment
Payment
Custom Payment
Mo
nthly (12)
Custom Payment
Se
mi-Monthly (24)
Repayment Options
Bi-W
eekly (26)
Repayment Options
1
Ac
celerated Bi-Weekly (26)
Skip a Payments per Year
We
ekly (52)
Skip a Payments per Year
Double Up Payment Amount
Double Up Payment Amount
Double Ups Per Year
Double Ups Per Year
Lump Sum Payment Amount
Lump Sum Payment Amount
Annual Percentage Increase
Annual Percentage Increase
All results are calculated based on the input variables provided by the user, and assumptions that are believed to be reasonable. UltimateCalculators.com does not make any express or implied warranties with respect to the information or results in connection to this, or any other calculator. UltimateCalculators.com will not be held liable for any losses or damages resulting from any errors or omissions in any information or results, or any action or decision made by users in reliance on any information or results. Please consult a financial professional when making important financial decisions. Parts of this page are copyrighted © 2002-2007 Framtidsforum I&M AB, SWEDEN.
© Copyright UltimateCalculators.com 2010, All Rights Reserved.
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Basement/Secondary Suite Cash Flow Report
House Without Suite
House With Suite
Year
Expenses
Mortgage Payments
Interest
Mortgage Balance
Owner's Equity
Owner Pays**
Rent
Expenses
Net Taxes*
Mortgage Payments
Interest
Mortgage Balance
Owner's Equity
Owner Pays**
*Net Tax Effects are calculated on the marginal difference of the tax effects from operating an income earning suite over the property without a suite.
**Owner Pays includes marginal tax effects only, not total tax effects.
Tax effects for property without suite are not included in calculations.
All results are calculated based on the input variables provided by the user, and assumptions that are believed to be reasonable. UltimateCalculators.com does not make any express or implied warranties with respect to the information or results in connection to this, or any other calculator. UltimateCalculators.com will not be held liable for any losses or damages resulting from any errors or omissions in any information or results, or any action or decision made by users in reliance on any information or results. Please consult a financial professional when making important financial decisions. Parts of this page are copyrighted © 2002-2007 Framtidsforum I&M AB, SWEDEN.
© Copyright UltimateCalculators.com 2010, All Rights Reserved.
$1.00
Basement/Secondary Suite Comparison Report
Time Horizon (years)
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Without Suite
With Suite
Projected Property Value
Projected Mortgage Balance
Projected Owner's Equity
Without Suite
With Suite
Property Value
Equity from Market Growth
Mortgage Balance
Equity Purchased by Owner*
Equity
Equity Funded by Tenant
$0
Payments by Owner
Total Projected Equity
Payments by Tenant
Total Payments**
Total Paid by Home Owner
Total Paid by Tenant
% Paid by Home Owner
Mortgage Payments
Total Interest Paid
Total principal Paid
Total Additional Payments
Total Rent Collected
Total Expenses Paid
Income Tax Paid
*Includes down payment/current equity
**Includes all expenses, taxes and mortgage payments
All results are calculated based on the input variables provided by the user, and assumptions that are believed to be reasonable. UltimateCalculators.com does not make any express or implied warranties with respect to the information or results in connection to this, or any other calculator. UltimateCalculators.com will not be held liable for any losses or damages resulting from any errors or omissions in any information or results, or any action or decision made by users in reliance on any information or results. Please consult a financial professional when making important financial decisions. Parts of this page are copyrighted © 2002-2007 Framtidsforum I&M AB, SWEDEN.
© Copyright UltimateCalculators.com 2010, All Rights Reserved.
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